11/4/2026 12:00:00 AM A-Z of Banking and Finance: O is for Ownership Structures By Matthew Padian Ownership structures determine how a business is held, controlled, and operated. The structure chosen dictates who owns the business, who...
10/14/2025 12:00:00 AM Served cold: default judgments, process agents and the limits of contractual service By Matthew Padian In Regera S.à r.l v Cohen & Ors [2025] EWHC 2107 (Comm), the Commercial Court considered applications to set aside substantial default...
10/2/2025 12:00:00 AM High Court clarifies application of third-party enforcement rights in lending agreements: HNW Lending Ltd v Lawrence By Andrew Dodds In financing transactions, many deal documents contemplate the involvement of third-parties – such as a receiver appointed under a...
8/26/2025 12:00:00 AM A-Z of banking and finance: N is for negative pledge By Matthew Padian What is a negative pledge – and why might I want one? A negative pledge is a promise made by a borrower, guarantor or security provider...
6/26/2025 12:00:00 AM Called to account: distribution of sale proceeds between senior and junior creditors in the Brooke Homes decision By Andrew Dodds The High Court’s recent decision in Brooke Homes (Bicester) Ltd v Portfolio Property Partners Ltd (In Administration) [2025] EWHC 1305...
6/25/2025 12:00:00 AM Clause and effect: a conditional payment obligation in your guarantee saves time and cost By Matthew Padian In the recent case of Jones v City Electrical Factors Ltd [2025] EWHC 414 (Ch) the High Court delved into the nature of guarantee...
5/23/2025 12:00:00 AM So long, farewell: thoughts on transferring security By Matthew Padian The inherent intricacies involved in creating valid and enforceable security – navigating creation, perfection and priority – together...
1/10/2025 7:17:45 PM “Computer says no” – is this the end of the Bitcoin in the bin saga? By James Evison The world of crypto seemingly never ceases to produce interesting legal cases - from Dr Craig Wright’s misadventures in the English...
12/13/2024 7:01:13 PM The FCA’s next steps to regulate crypto By George Harrington Charles Maurice The Financial Conduct Authority (FCA) is introducing new rules to bring various forms of cryptoassets within its regulatory remit. To...
12/6/2024 1:00:00 PM Sole director decision making: welcome clarification for companies which have not always had only one director By Andrew Dodds Kathryn Saunders Joanna Charter In a decision released a week or so ago – KRF Services (UK) Ltd [2024] EWHC 2978 (Ch) – the High Court held that the making of an...
11/28/2024 12:21:00 PM A-Z of banking and finance: L is for loan notes By Andrew Dodds Loan notes are widely used: to document deferred consideration in a share sale as "vendor loan notes", as part of a private equity...
10/28/2024 5:08:00 PM LIBOR transition judgment - welcome guidance but approach with caution By Andrew Dodds The High Court recently handed down judgment in the first case in which the English court had to determine the effect of the abolition of...